WASHINGTON, Dec. 7, 2010 /PRNewswire/ — It is estimated that nearly 3,000 Americans become disabled every hour — that is 49 people every minute.(1)  In these tough economic times, it is difficult for even the most skilled workers to find employment and make ends meet. Being sidelined due to injury or illness makes that challenge even greater. The Union Labor Life Insurance Company, a wholly-owned subsidiary of Ullico Inc., is helping to alleviate that economic uncertainty with its Group Long-Term Disability insurance offering.

The mission of Union Labor Life has always been to provide the best and most comprehensive insurance solutions for the country’s unionized work force. With broad expertise in insurance products as well as a thorough understanding of unions and their unique needs, Union Labor Life is an industry leader in offering insurance products and services that meet the needs of union members and their employers.

“According to the Social Security Administration, three out of 10 Americans who are entering the workforce today will become disabled in some capacity before they retire,” said Denise Olivares, Vice President, Marketing and Product Development. “That’s approximately a third of the workforce. With numbers that high, it is critical that we continue to develop solutions that help the union work force in a variety of different ways, including disability insurance.”

Union Labor Life’s Group Long-Term Disability insurance provides many features that allow employers to tailor the product to fit their group’s needs. Some of these features include benefit amounts that start at 50 percent, benefit periods ranging from as low as two years all the way up to age 65 and compatibility with return-to-work programs.  Policies can be designed to integrate with Social Security and Workers Compensation; in some cases, rates may be guaranteed for up to two years. This policy is currently offered in 14 states and the District of Columbia.(2)

“With a reputation that has been built from more than 80 years of experience serving the union market, Union Labor Life understands how important flexibility is in meeting the distinctive needs of labor,” said Larry Paradise, Vice President of Sales.  ”Our expertise, knowledge and financial strength are highly trusted throughout the industry.”

About Ullico Inc.

Ullico Inc. is a $5.5 billion insurance and financial services holding company whose subsidiary companies include The Union Labor Life Insurance Company; Ullico Investment Advisors, Inc.; Ullico Investment Company; Ullico Casualty Company; and Ullico Casualty Group, Inc. For additional information, visit www.ullico.com.

NEWARK, N.J., Sep 20, 2010 (BUSINESS WIRE) — The 2008-2009 recession led to smaller cost increases at many long-term care facilities and forced some to close altogether, according to a study released today by Prudential Financial Inc. (NYSE). The bi-annual report, 2010 Long-Term Care Cost Study, measures trends in costs associated with the major forms of long-term care services. And, for the first time, the research includes consumer views that measure sentiment around the cost of services and levels of awareness and concern about the future need for long-term care and how to fund it.

“Consumer misperceptions continue to exist about long-term care services and coverage options,” said Malcolm Cheung, vice president, Prudential Long-term Care Insurance. “Of those surveyed 25 percent said they had no idea what a day in a nursing home costs and more than a third continue to believe private health insurance and Medicare will cover their future extended care costs.”

Increases in long-term care costs slowed somewhat since 2006. However, from 2004 to 2010 the compound annual growth rate averaged six percent according to Prudential’s report. By comparison, the consumer price index increased at a rate of just 2.5 percent during this same period, emphasizing the importance of choosing the appropriate type of inflation protection when purchasing long-term care insurance.

The study found that home health care costs grew by 13 percent since 2008 largely due to a 17 percent increase in costs to $54 per hour for Licensed Practical Nurses, which represents only about one-quarter of home service usage. The national average cost for a Home Health Aide or Certified Nursing Assistant remained flat at $21 per hour. Assisted living facilities saw the smallest increase with the average annual cost for a room rising only 2 percent in the last 2 years, compared to a 13 percent increase in the prior two-year period. The average daily cost for a private nursing home room in 2010 is $247, or $90,155 annually, a 14 percent increase since 2008.

At the same time, fewer than 1 in 4 mention long-term care insurance as a potential source of paying for any long-term care they may require. Seven in 10 Americans expressed concern about needing extended care in the future. “And with good reason,” Cheung said. “The fact remains, over the next 20 years, baby boomers will greatly impact the demand for long-term care services.” In the next 10 years, the number of Americans age 65 and older will increase by 35 percent to 55 million. And by 2030 that number will more than double according to the U.S. Census Bureau, 2010.

Prudential’s Cost of Care study provides State-specific average costs associated with nursing homes, assisted living facilities, and home health care services. The study results show the costs of long-term care services vary widely based on a variety of factors including geographic area, facility size and services. People who live in Alaska, Connecticut, Massachusetts, Hawaii and New Jersey can expect to pay the most for nursing homes and assisted living facilities, while Louisiana, Arkansas, Alabama, South Dakota and Mississippi remain among the least expensive.

In addition to the report being available to consumers, Prudential offers an interactive consumer cost of care mapping tool on its website, designed to provide more in-depth State-specific cost detail aimed at arming consumers with essential facts to help them make better financial decisions. “While consumers understand the importance of planning for their financial future, they need to learn more about long-term care services and the role of long-term care insurance in retirement planning,” added Cheung.

With over 20 years of long-term care insurance experience, Prudential is a leading long-term care insurance carrier serving individuals, associations, and employers. Superior service and product expertise allows Prudential’s insurance professionals to work easily and seamlessly across product lines, including long-term care, life, and annuities.

Prudential Financial, Inc. (PRU 55.98, +0.76, +1.38%), a financial services leader, has operations in the United States, Asia, Europe, and Latin America. Prudential’s diverse and talented employees are committed to helping individual and institutional customers grow and protect their wealth through a variety of products and services, including life insurance, annuities, retirement-related services, mutual funds, investment management, and real estate services. In the U.S., Prudential’s iconic Rock symbol has stood for strength, stability, expertise and innovation for more than a century. For more information, please visit http://www.news.prudential.com/

Long Term Care Insurance, life insurance, and annuities are issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ. Securities products and services offered through Pruco Securities, LLC. All are Prudential Financial companies.

Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.

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Photos/Multimedia Gallery Available: http://www.businesswire.com/cgi-bin/mmg.cgi?eid=6436049&lang=en

SOURCE: Prudential Financial, Inc.

http://www.wholesaleinsurance.net/

KANSAS CITY, Mo., Aug. 26 /PRNewswire/ — Assurant Employee Benefits now offers cancer, critical illness, accident and gap insurance as employee-paid, voluntary benefits. These products provide competitive benefits backed by Assurant Employee Benefits’ commitment to customer service. Initially available in 16 states, these products will be introduced to additional markets throughout the year.

Currently, less than 35 percent of employers offer these types of voluntary benefits to employees, but the need for the coverage continues to grow. One in two American men and one in three women are at risk for developing cancer(1), and accident or illness will force 1 in 5 U.S. employees to miss work for at least a year before they turn 65(2).

Assurant Employee Benefits’ goal is to make these coverage options accessible to more employers and their employees. Enrollment is easy and flexible, giving brokers and employers the ability to customize the sign-up process. In addition, a group plan offers guarantee issue with a minimum number of employees, making the enrollment process easy. And each policy comes with Assurant Employee Benefits’ experienced and dedicated claims department to answer questions and guide claimants through the claims process.

“We know that traditional medical insurance doesn’t cover everything that comes up in life, and that’s why we’re offering these voluntary products,” says Tim Knott, senior vice president of strategic markets and product management. “Our product development team conducted extensive research to ensure these policies offer what people really need in these situations. We are committed to providing simple and reliable solutions to our customers as Assurant Employee Benefits strives to be a one-stop shop for all ancillary benefit needs.”

Follow Assurant Employee Benefits news on Twitter @aebnews and by subscribing to our RSS feed in our media room at www.assurantemployeebenefits.com

About Assurant Employee Benefits

Assurant Employee Benefits specializes in quality employee benefits and services, including long-term and short-term disability, life insurance, voluntary benefits such as cancer, critical illness and accident, dental coverage, and disability reinsurance management services. Assurant Employee Benefits is the brand name for insurance products underwritten by Union Security Insurance Company and for prepaid dental products provided by an affiliated prepaid dental company. In New York, insurance products are underwritten and prepaid products are provided by Union Security Life Insurance Company of New York, which is licensed in New York and has its principal place of business in Syracuse, New York. Plans contain limitations, exclusions and restrictions. www.assurantemployeebenefits.com

Assurant Employee Benefits is part of Assurant is a premier provider of specialized insurance products and related services in North America and select worldwide markets. The four key businesses — Assurant Solutions, Assurant Specialty Property, Assurant Health, and Assurant Employee Benefits — partner with clients who are leaders in their industries and have built leadership positions in a number of specialty insurance market segments in the U.S. and select worldwide markets. The Assurant business units provide debt protection administration; credit-related insurance; warranties and service contracts; pre-funded funeral insurance; creditor-placed homeowners insurance; manufactured housing homeowners insurance; individual health and small employer group health insurance; group dental insurance; group disability insurance; and group life insurance.

Assurant, a Fortune 500 company and a member of the S&P 500, is traded on the New York Stock Exchange under the symbol AIZ. Assurant has more than $26 billion in assets and $8 billion in annual revenue. Assurant has approximately 14,500 employees worldwide and is headquartered in New York’s financial district. www.assurant.com.

(1) American Cancer Society, www.cancer.org/cancer/cancerbasics

(2) Life and Health Insurance Foundation for Education, Nov 2005

Source: Assurant Employee Benefits

NEW YORK–(BUSINESS WIRE)– New York Life Insurance Company, America’s largest mutual life insurer, today announced strong gains in sales of life insurance, income annuities, long-term care insurance, and mutual funds, as well as an increase in the field force for the first six months of 2010.

Surging Life Insurance Sales

Individual life insurance sales increased 47% through June, compared to an all-time record for sales in the first six months of 2009. For the most part, this growth is being driven by increased sales of both permanent insurance and term products, including the company’s Custom Whole Life product, an innovative form of whole life that allows consumers to choose how long they pay premiums.

“This outstanding sales performance validates that consumers’ behavior around their financial decisions has changed. In 2009, we saw that New York Life’s sales of life insurance products reflected the need among Americans for products that offer safety and were backed by a trusted company with the inherent strength of New York Life, with its more than $15 billion in Surplus capital. Consumers also saw the added value of having a knowledgeable, trained agent to work with. These trends have continued in 2010. The first half of the year continues to show that families and businesses are putting their money where the guarantees are and where the stable returns are,” said Mark Pfaff, executive vice president in charge of U.S. Life and Agency. “Even further, consumers who had turned to New York Life to help them overcome the economic hardship felt in 2009 are recognizing more and more that life insurance provides a solid foundation for family financial plans.”

“Our sales growth is being driven by the agent force of more than 11,500 financial representatives in communities across the country, with first-half life insurance sales through agents up 38% over the 2009 period*. As a result the company continues to gain market share, which now exceeds 9% of the total U.S. life insurance market,” added Mr. Pfaff. According to an industry source New York Life has the largest share of new life insurance premium in the nation.**

New York Life clients are utilizing whole life insurance for the death benefit it provides, as well as the living benefits afforded by the product’s cash value, which help consumers meet retirement, education or other cash needs. And not only are sales of life insurance increasing: Policyholders are also placing more money into existing policies to build additional guaranteed cash value for future needs.

New Six-Month Record for Income Annuity Sales; Long-Term Care Insurance Sales Rise 10%
Pre-retirees and retirees continue to value the benefits of lifetime income annuities, and New York Life –the market share leader in these fixed immediate annuities – achieved a new record in six-month sales of $870 million, led by strong sales through its agents and Third Party distribution.

“After the economic crisis that began in late 2008, the nest eggs of many Americans were dealt a serious blow and they realized their retirement income needs were not going to be met. In this environment, New York Life’s income annuity, which we call guaranteed lifetime income, became even more valued by providing a regular, guaranteed stream of income to those who saw their income in retirement drop. Clearly, Americans seeking safety and security to meet their retirement income needs has continued in 2010 with strong sales of income annuities,” said Chris Blunt, executive vice president in charge of Retirement Income Security. “New York Life remains the top seller of income annuities because our message of financial strength and stability is resonating, our brand has never been more valued, and our financial strength is unsurpassed, with the four major rating agencies recently reaffirming our top financial ratings. This combination of attributes makes New York Life the undeniable choice for meeting at least basic income needs in retirement.”

Even further, as pre-retirees recognize the increased health care issues that may come along with living longer, they are making the wise decision to protect their assets by purchasing long-term care insurance, and the company’s sales of the product are up 10% over last year. New York Life reported earlier this year that for the sixth consecutive year, it will pay a dividend to its LTCSelect Premier long-term care insurance policyholders. In addition, New York Life is one of only a few insurers that has never raised premium rates on in-force policies.

“Reputation is key in the long-term care area, and New York Life has worked hard to avoid rate increases while offering policyholders a dividend, sending the message that our prudent approach to managing policyholder funds remains a top priority. The strong sales growth in the first half of 2010 is evidence that consumers recognize that New York Life’s mutual structure keeps us uniquely aligned with our policyholders and makes us the company of choice for including long-term care insurance in a well-designed, comprehensive retirement plan that can help preserve a legacy and protect income,” said Mike Gallo, senior vice president, Long-Term Care Insurance.

Mutual Fund Sales Increase 55% in First Six Months

Sales of New York Life’s mutual funds (MainStay Funds) totaled more than $5 billion in the first half of the year, with strong performances from Third Party channels accounting for more than $4 billion of the total. First-half net sales of $2.3 billion are on a record pace for the year.

“We continue to have good success with our Third Party distribution strategy, complementing our core distribution system of career agents. Our ability to achieve this was helped by the strong line-up of funds managed by our investment management subsidiary,” Mr. Blunt said.
Increasing Field Force Across the Country

New York Life is hiring in communities across the country, and through June 30^th the company’s field force is up more than 5% over 2009, which was a record year for recruitment of agents.

“Job seekers recognize that joining a powerful brand like New York Life gives their business instant credibility, and as a result our pipeline for new agents is strong, with recruitment continuing to expand this year,” said Mr. Pfaff.

“At a time when families across the country need sound and trusted guidance with their insurance and financial needs, New York Life agents are standing tall as the industry professionals families are looking to for help with solutions. New York Life offers job seekers the opportunity to provide vital insurance protection and financial guidance to people in their communities while also enjoying flexibility, independence and significant income potential — all while representing a company with unsurpassed financial strength, a remarkable 165-year history, and outstanding training.”

New York Life Insurance Company, a Fortune 100 company founded in 1845, is the largest mutual life insurance company in the United States*** and one of the largest life insurers in the world. New York Life has the highest possible financial strength ratings from all four of the major credit rating agencies. Headquartered in New York City, New York Life’s family of companies offers life insurance, retirement income, investments and long-term care insurance. New York Life Investments**** provides institutional asset management and retirement plan services. Other New York Life affiliates provide an array of securities products and services, as well as institutional and retail mutual funds.

Please visit New York Life’s Web site at www.newyorklife.com for more information.

*New York Life counts Agency insurance sales of single premiums at 50%.

**Source: LIMRA International, first quarter 2010 sales survey; using recurring premium and 100% of single premiums.

NEW YORK, July 7 /PRNewswire/ — As employers struggle to provide quality employee benefits in a difficult economic climate, insurers are working to enhance products to meet the changing needs of both employers and employees.  The Guardian Life Insurance Company of America (Guardian), one of the largest mutual life insurers and a leading provider of employee benefits, has recently made several enhancements to its critical illness plans aimed at increasing flexibility and giving access to more employees:

• Employers may now waive the pre-existing condition limitation on employer-paid plans with 10+ lives.  This makes Critical Illness an even better fit when sold alongside of a high deductible medical plan and allows for a smoother claims payment process with less delays.(1)

• Employees may take the coverage with them if they leave their employer up until age 70.  This gives employees more flexibility and makes the Guardian group product more competitive against individual critical illness products.

• Employers with 2 – 15 employees may now offer Critical Illness coverage to their employees.  This gives small company employees access to the same benefits as large company employees.

With Guardian critical illness coverage, an employee who has a heart attack, stroke, cancer diagnosis, or other critical illness receives up to $50,000(2) to use for uncovered medical expenses as well as non-medical costs.  When paired with a hospital admission rider, the plan pays a per day benefit up to $500 for as many as 10 days per year for an extended hospitalization due to a serious injury or illness not covered by critical illness.

Critical illness coverage is important because during a health crisis, families not only incur out of pocket medical costs, but can also incur enormous costs that have nothing to do with the actual medical care their loved one is receiving – a spouse’s lost wages due to caretaking, high commuting costs to and from doctor’s offices, and an increased need for child care. In fact, two-thirds of the costs of cancer are non-medical.(3)  Health plan providers typically only reimburse eligible medical expenses.

“Our offering matches up against any other carrier’s offering in the group critical illness market,” says Barry Petruzzi, second vice president, Guardian Life & Disability.  ”The combination of the critical illness lump sum with the hospital admission rider that covers an employee for any other illness or accident is an innovative and attractive feature.”

(1) Available on groups with 10+ eligible lives.

(2) Limited to $25,000 for groups with 2-9 lives.

(3) The American Cancer Society, 2007.

* The Critical Illness benefit is not available in all states.

About Guardian

A mutual insurer founded in 1860, The Guardian Life Insurance Company of America and its subsidiaries are committed to protecting individuals, business owners and their employees with life, long-term care, disability income, group medical and dental insurance products, and offer 401(k), annuities and other financial products.  Guardian operates one of the largest dental networks in the United States, and protects more than six million employees and their families at 120,000 companies.  The company has more than 5,400 employees in the United States and a network of over 3,000 financial representatives in more than 80 agencies nationwide.

For more information about Guardian, please visit: www.GuardianLife.com.

SOURCE The Guardian Life Insurance Company of America

SPRINGFIELD, Mass., June 17 /PRNewswire/ — MassMutual’s Retirement Services Division will present a live webcast for retirement plan intermediaries and sponsors entitled “Liability-Driven Investing for Small and Mid-Size Plans ($20M – $100M)” on Tuesday, June 29 at 2 p.m. ET. The live one-hour webcast will be moderated by Charles Ruffel, founder and director of PlanSponsor magazine, and presented by Marc Condon, assistant vice president and actuary, and Doug Steele, director, investment management for MassMutual’s Retirement Services Division.

The webcast will explore the theory and practice of liability-driven investing (LDI) and why it makes sense right now. Topics will include how to reduce volatility in annual pension funding, how to manage pension assets in the context of liabilities, and how to implement cost-effective strategies for achieving more predictable plan funding levels. A Q&A will be conducted at the close of the session.

“Liability-driven investing has been eagerly embraced by large pension plans and, at MassMutual, we believe LDI can be a viable solution even for smaller retirement plans with $20 million to $100 million in assets,” says Bill Silvanic, FSA, senior vice president and chief financial officer for MassMutual’s Retirement Services Division. “We are seeing strong interest in LDI and this webcast will give retirement plan intermediaries and sponsors important information to help them determine if LDI should be considered as a solution for their plan needs.”

There is no fee to attend but advance registration is required. Intermediaries and plan sponsors may register by visiting http://ww2.plansponsor.com/events/MassMutualLDI. For more information about MassMutual Retirement Services, please contact your advisor or call MassMutual at 1-866-444-2601.

About MassMutual

MassMutual’s Retirement Services Division has been serving retirement plans for more than 60 years. It offers a full range of products and services for corporate, union, nonprofit and governmental employers’ defined benefit, defined contribution and nonqualified deferred compensation plans. It serves approximately one million participants.

Founded in 1851, MassMutual is a leading mutual life insurance company that is run for the benefit of its members and participating policyholders. The company has a long history of financial strength and strong performance, and although dividends are not guaranteed, MassMutual has paid dividends to eligible participating policyholders every year since the 1860s. With whole life insurance as its foundation, MassMutual provides products to help meet the financial needs of clients, such as life insurance, disability income insurance, long term care insurance, retirement/401(k) plan services, and annuities. In addition, the company’s strong and growing network of financial professionals helps clients make good financial decisions for the long-term.

MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) [of which Retirement Services is a division] and its affiliated companies and sales representatives. MassMutual is headquartered in Springfield, Massachusetts and its major affiliates include: Babson Capital Management LLC; Baring Asset Management Limited; Cornerstone Real Estate Advisers LLC; The First Mercantile Trust Company; MassMutual International LLC; MML Investors Services, Inc., member FINRA and SIPC; OppenheimerFunds, Inc.; and The MassMutual Trust Company, FSB.

For more information, visit massmutual.com.

Copyright © 2010 Massachusetts Mutual Life Insurance Company (MassMutual) and affiliates, Springfield, MA 01111-0001.

RICHMOND, Va., June 9 /PRNewswire/ — Long term care costs in California continue to rise, putting significant financial pressure on those in or near retirement. As a leader in the long term care insurance industry, Genworth Life Insurance Company (Genworth Life) offers a suite of insurance products to help people proactively plan for their future. Now, AARP® members that reside in California can take advantage of new coverage designed to simplify the process of purchasing affordable long term care insurance.

Genworth Life, a Genworth Financial company, today introduced My Future, My Plan(SM), a suite of long term care insurance plans created exclusively for AARP members. My Future, My Plan is the result of Genworth Life combining its unique expertise in long term care insurance with what it has learned about AARP’s membership needs. With My Future, My Plan, AARP members get access to industry-leading features while maintaining the ability to customize a plan that falls within their price range, meeting their lifestyle needs. In three simple steps, AARP members can choose one of three preselected long term care insurance plans, tailored to them and designed specifically to address their potential needs. All plans include the option of home care, assisted living/residential care and nursing home services along with flexible features designed exclusively for AARP members. Also included is no-cost access to Privileged Care® Coordination which assists policyholders at the time of claim in planning for their long term care.

AARP members have three easy options available to find out more about My Future, My Plan: by scheduling a free, no obligation “readiness review” with an “Authorized to Offer” Genworth Life insurance agent in person or by calling 800 565.0805, or by visiting genworth.com/aarp for more information about long term care insurance.

My Future, My Plan is one of many products Genworth Life has developed, reflective of American families’ varying and ever-growing long term care needs. The company also offers affordable long term care insurance solutions through independent financial advisors. Last year, the company launched a product suite to offer employers a practical way to provide affordable, comprehensive long term care coverage to employees and their families.

“Two-thirds of people over age 65 will need long term care in their lifetimes,” said Buck Stinson, President, U.S. Life Insurance Products at Genworth. “The current economic downturn has depleted the nest eggs of many California residents, making it more important than ever to plan ahead for future long term care costs.”

Helping American Families Through Education

As an industry pioneer and one of the largest underwriters of long term care insurance for more than one million policyholders, Genworth Life brings a strong commitment to solving our nation’s long term care challenges, a reputation for service and a longstanding history of product innovation.

Since 2005, the company has conducted an annual Cost of Care Survey to provide Americans with a clear understanding of the cost of long term care in their area. According to Genworth’s 2010 Cost of Care Survey conducted by CareScout®, the annual cost for a private nursing home room in the U.S. is $75,190, or $206 per day. In California, this cost has risen 4 percent statewide over the last five years. The median annual cost for a private nursing home room in the state of California is $87,345, and ranges from $53,655 in El Centro to $153,300 in the Santa Barbara – Santa Maria – Goleta area. Annual nursing home costs in the states’ largest metropolitan areas include $79,388 in Los Angeles County, $91,250 in the San Diego – Carlsbad – San Marcos area and $113,606 in San Francisco.

“Long term care planning is a key consideration as you prepare for your retirement needs,” continued Stinson. “By planning ahead, families can potentially save thousands of dollars later should they have a long term care need.”

To help families plan and have the right conversations at the right time, Genworth Financial has created the “Let’s Talk” national campaign, designed to provide families with the right resources, education and motivation to have valuable conversations and successfully plan for a long life. The centerpiece of the campaign is an interactive Web site (www.caringtalk.com), featuring downloadable long term care guides and information on: ways to break the ice with family members; helpful do’s and don’ts; and advice from people who have already been down this path.

Genworth Financial released survey results today, identifying American’s greatest fears regarding having a long term care illness.

Americans are over five times more worried about becoming a burden on their families than the possibility of dying, according to a survey released today by Age Wave/Harris Interactive, America Talks: Protecting Our Families’ Financial Futures, sponsored by Genworth Financial companies (Genworth).

Link to original Press Release: What Alarms Americans Most About Having a Long Term Care Illness?

About Genworth Financial
Genworth Financial, Inc. (NYSE:GNW) is a leading Fortune 500 global financial security company. Genworth employs approximately 6,000 people with a presence in more than 25 countries. Its products and services help meet the investment, protection, retirement and lifestyle needs of more than 15 million customers. Genworth operates through three segments: Retirement & Protection, US Mortgage Insurance and International. Its products and services are offered through financial intermediaries, advisors, independent distributors and sales specialists. Genworth Financial, which traces its roots back to 1871, became a public company in 2004 and is headquartered in Richmond, Virginia. For more information, visit Genworth.com. From time to time Genworth releases important information via postings on its corporate website. Accordingly, investors and other interested parties are encouraged to enroll to receive automatic email alerts and Really Simple Syndication (RSS) feeds regarding new postings. Enrollment information is found under the “Investors” section of Genworth.com.